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MORTGAGE APPLICATION CHECKLIST

Identification
  • Valid Driver’s License or Passport
  • Social Security Card (all borrowers)
  • Resident Alien card (if applicable)
  • Most recent divorce papers (if applicable)
Property Details
  • Signed Purchase Agreement (if applicable)
  • Homeowners Insurance agent contact details
  • Listing for the property being purchased
  • Most recent mortgage statement (Refinance only)

Your journey to homeownership starts with a clear plan. Gather these documents to ensure a seamless and efficient application process with Pure Lending.

Income Documentation
  • Pay stubs for the last 30 days
  • W-2 forms for the last 2 years
  • Federal tax returns for the last 2 years
  • Year-to-date Profit & Loss (Self-Employed)
Special Situations
  • Retirees: Social Security & Pension Award letters
  • Self-Employed: Business tax returns (2 years)
  • Rental Property: Current lease agreements
  • Child Support: Legal proof of receipt or obligation
Asset Verification
  • Last 2 months of bank statements (all pages)
  • Most recent 401k or IRA statements
  • Investment account statements
  • Proof of earnest money deposit
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