FHA Mortgages: Simplifying The Path To Your Home.

The Federal Housing Administration (FHA) loan program is a cornerstone of American homeownership, specifically designed to help families and first-time buyers secure financing with more flexible terms. At Pure Lending, we specialize in navigating these government-backed options to find a solution that fits your unique life story.

Key Benefits

Low Down Payment: Purchase with as little as 3.5% down.
Flexible Credit: Qualify with credit scores starting as low as 580.
Closing Cost Support: Sellers can contribute up to 6% towards your costs.
Easier Qualifying: Designed for borrowers with limited credit history.

Who It’s For

FHA loans are ideal for first-time buyers who haven’t had years to build a large down payment. They’re also a great option for families across Georgia, South Carolina, and Florida seeking competitive interest rates and more flexible debt-to-income requirements than conventional loans.

Requirements

Verified Income: Documented 2-year steady employment history.
Primary Residence: The property must be your main place of living.
Professional Appraisal: An FHA-certified appraisal is required for property safety.
MIP Insurance: Standard Mortgage Insurance Premiums (MIP) apply.